Don’t Borrow Money To Impress: A Timely Reminder for the Festive Season


As the festive season approaches, it’s easy to get caught up in the excitement and the pressure to make a grand impression. The glittering lights, the endless parties, and the temptation to splurge on gifts, outfits, and celebrations can push many into making unwise financial decisions.

But here’s a gentle yet crucial reminder: Christmas and New Year will always come and go, but the debt you incur trying to impress people will stay with you.


The Danger of Borrowing to Impress

In today’s world, many people feel compelled to showcase a lavish lifestyle, especially during the holidays. Social media only amplifies this pressure, as we see friends and acquaintances posting pictures of extravagant meals, designer clothes, or expensive gifts.

However, borrowing money to fund such a lifestyle is a dangerous trap. The reality is:

1. People you’re trying to impress probably don’t notice.

The truth is, most people are too busy with their own lives to care about how much you spent on your outfit or the brand of wine you served at your party.


2. Debt doesn’t disappear after the holidays.

While the festive vibes fade after January 1st, the loans, credit card bills, and debts remain. Worse still, they may start accruing interest, turning a small debt into a major financial burden.


3. True joy doesn’t come from materialism.

The best memories of the festive season are rarely about how much you spent. They are about the connections you made, the love you shared, and the gratitude you felt.


Celebrate Within Your Means

The festive season is not a competition; it’s a time to reflect, give thanks, and spend time with loved ones. Here’s how you can celebrate meaningfully without jeopardizing your financial future:

Create a budget: Decide how much you can realistically afford to spend and stick to it.


DIY gifts and decorations: Handmade items often have more sentimental value than expensive store-bought ones.

Focus on experiences: Host a potluck, go for a picnic, or spend quality time with family and friends.


Say no to peer pressure: Remember, you don’t owe anyone an explanation for living within your means.

The Long-Term Perspective

The festive season is just a few weeks out of the year, but financial stability impacts your entire life. By resisting the urge to impress, you’re setting yourself up for a stress-free January and beyond. Imagine starting the new year without the weight of unnecessary debt—now that’s a gift worth giving yourself.


Final Thoughts

Don’t let the temporary glitz of the holidays cloud your judgment. The people who truly care about you won’t judge you for celebrating simply, and those who would judge you aren’t worth impressing in the first place.

This festive season, choose peace of mind over pressure, and financial stability over fleeting applause. Christmas and New Year will come and go, but wise decisions will stay with you forever.


Remember: Celebrate smart, live within your means, and enjoy a debt-free holiday season!

WRITTEN BY : Usman Michael Mabeni 

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